Prêt Achat Terrain (PAT)


Prêt Achat Terrain (PAT) is a financial product which allows the purchase of a property.  It is destined to any individual leaving in Haiti or in the Haitian Diaspora.


  • Duration : between 5 and 10 years
  • Financing rate: 50% of the value of the guarantee value
  • Interest rate based on the conditions of the market
  • Guarantee: all types of guarantees (security deposit, security on the property and buildings, Guarantor holds an account at SOGEBEL, etc.)


  • Project’s development phase
  • Technical assistance : Assessment and advice from our engineers—Appraisers

Documents to be presented

  • 2 valid proofs of identity, chose one of the following:
    • National ID card
    • Passport
    • Driver’s licence
  • Proof of address (bank statements from other banks, EDH bill, lease agreement)
  • Proof of steady income
  • Copy of ownership deeds in case of an acquisition and land survey plan
  • Guarantees: life insurance