Prêt Aménagement Maisons (PAM)


Prêt Aménagement Maisons (PAM) is a product which allows the financing of residential homes and commercial buildings in order to make them more comfortable.


  • Term: 10 years maximum
  • Minimum amount: USD$ 10,000 or its equivalent in gourdes
  • Financing rate: to be negociated
  • Interest rate: based on the rates available on the market
  • Guarantee : all types of guarantee (guarantee mortgage, mortgage on the property funds and buildings, guarantor holds an account at SOGEBEL, etc.)

Documents to be presented

  • 2 valid identity documents, choose one of the following:
    • National ID card
    • Passport
    • Driver’s licence
  • Proof of address (bank statements from other banks, EDH bill, lease agreement)
  • Title of the house to be home to be improved and the property’s survey plan
  • Proof of steady income
  • Estimates of the work to be executed
  • Guarantees: life and multi risk insurance


This product offers the following advantages:

  • Technical assistance : Assessment and advice from our engineers—Appraisers